得了宫外孕(ECTOPIC PREGNANCY, 即胚胎长在输卵管里)。动了手术切除了胚胎,住了几天院。<br/><br/>公司买的GE的集体保险(GROUP HOSPITAL & SURGICAL)有这么一项EXCLUSIONS:<br/>- Pregnancy including childbirth, caesarean operation abortion, miscarriage (and all complications there from, except miscarriage due to an accident as specified in Benefit Provisions (j);<br/><br/>各位保险业内人士给说说,<br/>1。ECTOPIC PREGANCY 算MISCARRIAGE吗?我在网上查说MISCARRIAGE应该是胚胎长在子宫内的流产。如何界定这些TERMINOLOGY? <br/>2。应该怎样跟保险公司索赔最有利?<br/>3。如果让医院把帐单寄到GE,如果GE REJECTS THE CLAIM, 我还能跟MEDISHIELD索赔吗?<br/><br/>我希望最好跟GE CLAIM,因为这样不需要付DEDUCTIBLE 和CO-INSURANCE. 而且MEDISHIELD有LIFE TIME LIMIT.<br/><br/><br/> |