高人指教：什么是 Unsecured debt？

日月之印

网上找工作，看到这个词语，问有没有unsecured debt。
请问是指什么啊？信用卡？房屋贷款？还是银行个人贷款？

日月之印

帮帮忙吧！！！

阿兴

网上找工作，看到这个词语，问有没有unsecured debt。
请问是指什么啊？信用卡？房屋贷款？还是银行个人贷 ...
日月之印 发表于 4-8-2010 11:54

    Unsecured Debt 是指没有抵押物的贷款。

阿兴

网上找工作，看到这个词语，问有没有unsecured debt。
请问是指什么啊？信用卡？房屋贷款？还是银行个人贷 ...
日月之印 发表于 4-8-2010 11:54

Unsecured Debt 是指无抵押物的贷款，象信用卡，个人贷款（比如DBS的Cashline)。
房屋贷款不是，因为房子是抵押物。

maurice

http://zh.lmgtfy.com/?q=+Unsecur ... amp;sa=N&hl=all

阿兴

网上找工作，看到这个词语，问有没有unsecured debt。
请问是指什么啊？信用卡？房屋贷款？还是银行个人贷 ...
日月之印 发表于 4-8-2010 11:54

    Unsecured debt是指无抵押物的贷款，比如信用卡，个人小额贷款等。
房屋贷款不是，因为房子是抵押物。

高级VIP

Unsecured debt is money that is borrowed but is not secured against any property. A person can borrow loans or take out credit using the unsecured debt method. Some banks and lenders ask the borrower to secure the loan amount against his or her house as collateral. This means that if you default on the loan payments, then ultimately the lender can sell your property in order to pay back the loan

JackieHu

quite clear wah literally. Unsecured, means unsecured. Mean no property pledged under the financing. Which normally just called loan. Mortgage is normally secured by property.

日月之印

还是看不大懂，能用中文解释吗？

good99

还是看不大懂，能用中文解释吗？
日月之印 发表于 5-8-2010 17:37

就是无抵押贷款，典型的就是信用卡，完全凭个人信用，没有抵押物品