laakeside

michael8330 发表于 2-2-2012 11:43
不会，不过，贷款三十年，只需要还22年。

这样的话，似乎感觉有点不合理了，因为如果提前还款，30年的贷款有可能几年就还玩完了，每年还是要交刚开始时候的保费，不是很亏

wangchuyi

Q: What is Home Protection Scheme (HPS)?
[ CPF Insurance To Protect You And Your Family > Home Protection Scheme (HPS) > Requirements for HPS Cover ]     

A: The Home Protection Scheme (HPS) is a mortgage reducing insurance which insures CPF members and their families against losing their homes should members become physically / mentally incapacitated or pass away before their housing loans are paid up.

eastman47

aurom 发表于 2-2-2012 13:35
现在用现金还贷款也是要扣的，是强制性的，除非你有向私人保险公司买保险，否则HDB就要扣这个钱。 ...

不是吧，我用现金还银行房贷，和CPF BOARD 不搭界。。。

Q:	[url=]I am paying my monthly housing instalments for my HDB flat in cash. Can I be insured under the HPS?[/url]
A:	Yes, you can apply to be insured if you are a CPF member and an owner of the flat.