王者风范 发表于 14-5-2012 22:42 
在心理卫生学院, 后港这边,每个拜六有个老中医做诊, 经验丰厚. 是同仁堂的老中医. 而且这家同仁堂,没个月 ...
个人意外保险,是一种因意外而造成的,身亡,伤残的一种保险。
这种保险主要是和职业有关,工作性质越危险,保费就越高。这些职业分为4大类,所以同样的保障,保费有四种。
保险的要求很低,所以有疾病的客户,也是可以申请的, 不过会附加条件。
简单介绍一下:
Benefits:- Accidental Death
- Permanent Disablement (PD)
- Accidental Medical Expenses
- Additional Accidental Death Benefit for Public Conveyance
 - Weekly Cash Benefit
- Daily Hospitalisation Income
- Emergency Evacuation & Repatriation
FREE Extension Cover- Full terrorism *
- Riot, strike, civil commotion, hijack, murder, and assault
- Disappearance*
- Exposure*
- Food poisoning*
- Suffocation*
General ExclusionsThe policy generally excludes: - pre-existing physical or mental defects, pregnancy, suicide, HIV or HIV related illness
- war risks
- motorcycling
- climbing or mountaineering necessitating ropes or guides, and other hazardous sports or activitis.
这个是每年的保费。
Basic Plan/Premiums (subject to 7% GST)Benefits | Plan 1 | Plan 2 | Plan 3 | Sum Insured | Accidental Death | $50,000 | $100,000 | $200,000 | Permanent Disablement (PD) | $50,000 | $100,000 | $200,000 | Accidental Medical Expenses | $1,000 | $2,000 | $3,000 | Annual Premium | Class 1 | $33 | $67 | $129 | Class 2 | $43 | $86 | $162 | Class 3 | $62 | $119 | $229 | Class 4 | $100 | NA | NA |
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